周末啦，来一曲MBA教材吧。周末快乐！

故事:

妻子刚洗完澡，先生接着去洗。门铃在这时候响起。

妻子用浴巾很快地把自己包好，匆匆忙忙下了楼。

她打开门，门口站着他们的邻居，Bob。

还没来得及说话，Bob就说＂如果你可以把浴巾脱去，我给你$800＂。

女人想了一下，把浴巾脱去。几秒钟后，Bob给了她$800然后离开。

女人把浴巾包回去，走上楼。走进浴室。先生问＂是谁呀？＂

女人说＂噢，是邻居的Bob＂。

＂很好＂，先生说：＂他有没有提到他还欠着我$800＂？


这个故事的寓意：

如果你及时与公司的股东和员工们分享信用(Credit)和风险(Risk)的关键信息，你可能可以更好地防止他们犯不必要的错误。



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English Version


Lesson 1:

A man is getting into the shower just as his wife is finishing up her shower, when the doorbell rings.

The wife quickly wraps herself in a towel and runs downstairs. When she opens the door, there stands Bob, the next-door neighbor.

Before she says a word, Bob says, \'I\'ll give you $800 to drop that towel.\'

After thinking for a moment, the woman drops her towel and stands naked in front of Bob, after a few seconds, Bob hands her $800 and leaves.

The woman wraps back up in the towel and goes back upstairs. When she gets to the bathroom, her husband asks, \'Who was that?\'

\'It was Bob the next door neighbor,\' she replies.

\'Great,\' the husband says, \'did he say anything about the $800 he owes me?\'


Moral of the Story:

If you share critical information pertaining to credit and risk with your shareholders in time, you may be in a position to prevent avoidable exposure.