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浅谈信用卡的正确使用

canadalife2013 · 2012-12-07 16:29 · 编辑于 2012-12-07 16:32 · 4597 阅读 · #151101
MBNA Smart Cash Credit Card 让您6个月内买菜和加油5%现金回扣,6个月后,买菜和加油2%现金回扣。其他任何购物都有1%回扣。这张卡没有年费,是最适合家庭的现金回扣信用卡。
除了以上好处,还有其他卡无法比拟的优势:
1.购买各类交通工具的票(机票,观光船票,大巴票等),自动获赠高额意外险;
2.租车自动免费享有相关附加险;
3.购买商品90天内损坏或被盗,信用卡公司负责赔偿;
4.90天内如果所买商品降价,信用卡公司负责退给你相关差价;
5.所购商品售后自动延长一倍;
很多好处不一一详述了!
现在该信用卡通过其专属合作网站进行优惠,
http://www.greatcanadianrebates.ca/register/139832
注意,如果直接在MBNA或其他商家链接网站注册,没有$60的现金返还。

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  • 0~~~~~~~~~~~~ 2012-12-07 17:02 #151114
    算我一个
    Greetings ________________________________,

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  • 0200 ? 2012-12-07 17:25 #151120
    200是什么意思? MBNA是什么意思? 谢谢
  • 08 2012-12-07 22:39 #151160
    现在已经被TD收购了
  • 无敌组合momentum visa infinite + capital one aspire cash world + chase amazon.ca visa + canadian tire options/cash advantage
    如果是指mbna的smart cash,已经没有多大意义了,每个月前1250的1%返现,再加买菜的前400再加1%,只有16.5,要三个多月才能满50块钱让他们寄支票。一年的返现是16.5*12是198块钱;
    现在的最佳返现是scotiabank的momentum visa infinite,每年买菜加油有25000可以享受4%的返现,再加上药店和定期自动付账单(比如车房保险,daycare,手机账单)的前25000的2%返现,其他是1%返现;
    其他类的加元消费,就用capital one的aspire cash world,通通1.5%返现;
    外币消费,就用chase的amazon.ca visa卡,没有2.5%的外币转换费,还享受1%的返现;
    作为补充,canadian tire的options或者cash advantage可以用来付很多城市的hydro, utilities, university tuition, property tax,同时享受返现或canadian tire money
    • 0能买得起10套房子,也就不在乎这点钱了 2012-12-08 16:07 #151228
      哪有那么多钱每个月付啊,除非你有10个motogate
  • 0:-D 2012-12-08 23:37 #151252
    这个pc的mastercard咋样?感觉比MNBA靠谱点。长远看返点一样啊。那些优点是信用卡通用的,也不必过分强调