滑铁卢华人, 水城百事论坛 http://www.kwcg.ca/forum/ 水城社区-Kitchener, Waterloo, Cambridge & Guelph华人的网上家园 en 那个是旅游卡，如果你用来redeem旅游，是4%，但是如果你要cash，就不到4%了；真正4%返现的是scotiabank的Momentum Visa Infinite，我在用,买菜加油4%返现，缺陷是年费100，不过branch的人把第一年的年费给我免了 Reply by 只要你是他们的老客户应该都可以的, Tuesday, June 18, 2013, 15:17:

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]]> http://www.kwcg.ca/forum/index.php?id=192180 http://www.kwcg.ca/forum/index.php?id=192180 Tue, 18 Jun 2013 15:17:17 GMT 只要你是他们的老客户应该都可以的 Scotiabank Gold AmEx 这个是换成cash back算的话 4%吗？他们官网上只是说4x的积分？如果真是4% cash back的话 那这个卡肯定最划算 Reply by ：）, Tuesday, June 18, 2013, 14:54:

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]]> http://www.kwcg.ca/forum/index.php?id=192171 http://www.kwcg.ca/forum/index.php?id=192171 Tue, 18 Jun 2013 14:54:48 GMT ：） greatcanadianrebate 经常拒绝给回扣。 Reply by LJKK, Friday, June 14, 2013, 12:49:

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]]> http://www.kwcg.ca/forum/index.php?id=191176 http://www.kwcg.ca/forum/index.php?id=191176 Fri, 14 Jun 2013 12:49:18 GMT LJKK 嗯，真要申请这些卡的朋友可以去greatcanadianrebates.ca申请，直接可以拿到支票返现 Reply by ｇｏｌｄ个人卡返５０，ｓｐｇ卡返６０, Tuesday, May 28, 2013, 10:44:

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]]> http://www.kwcg.ca/forum/index.php?id=186915 http://www.kwcg.ca/forum/index.php?id=186915 Tue, 28 May 2013 10:44:36 GMT ｇｏｌｄ个人卡返５０，ｓｐｇ卡返６０ Signup AMEX SPG, get ADDITIONAL 11000 MR POINTS after $1000 spend, LINK Reply by SPG CARD, Tuesday, May 28, 2013, 10:37:

GET ADDITIONAL 11000 MR POINTS FROM THE LINK

https://www.americanexpress.com/canada/en/mgm/mgmeeApplynow.cgi?mgmerCard=starWGCreditCard&CPID=999999371&MGM_URN=AAAAEgIbHBAWAw%3D%3D

]]> http://www.kwcg.ca/forum/index.php?id=186911 http://www.kwcg.ca/forum/index.php?id=186911 Tue, 28 May 2013 10:37:36 GMT SPG CARD 为了拿REFERRAL BONUS在这里胡说。SPG 卡的一点比金卡的两点还值钱， 所以用SPG 卡消费，相当于全都拿双倍的积分。而且SPG 卡的年费只有$120, 而金卡年费是$150。 Reply by 鄙视无耻撒谎者, Monday, May 27, 2013, 10:19:

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]]> http://www.kwcg.ca/forum/index.php?id=186674 http://www.kwcg.ca/forum/index.php?id=186674 Mon, 27 May 2013 10:19:04 GMT 鄙视无耻撒谎者 amex spg卡? 现在需要要年费,很一般,消费1只能积1分.要么等到免年费的时候再申请.现在amex推广的主力产品是amex reward gold，加油等消费$1积2分。 只有通过推荐链接申请才能拿到20000分，链接在这： Reply by spg 卡不在推广中,很一般, Friday, May 24, 2013, 12:54:

https://www.americanexpress.com/canada/en/mgm/mgmeeApplynow.cgi?mgmerCard=goldCard&CPID=999999371&MGM_URN=AAAAEgIbDRIXCw%3D%3D

]]> http://www.kwcg.ca/forum/index.php?id=186294 http://www.kwcg.ca/forum/index.php?id=186294 Fri, 24 May 2013 12:54:08 GMT spg 卡不在推广中,很一般 谁用过，说说到底这卡如何？？ Reply by 好吗, Friday, May 24, 2013, 10:21:

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]]> http://www.kwcg.ca/forum/index.php?id=186239 http://www.kwcg.ca/forum/index.php?id=186239 Fri, 24 May 2013 10:21:25 GMT 好吗 其实可以同时申请这两个卡而且同时拿到Bonus points 因为这两个卡是不同类的卡。 Reply by Z, Wednesday, May 22, 2013, 16:59:

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]]> http://www.kwcg.ca/forum/index.php?id=185907 http://www.kwcg.ca/forum/index.php?id=185907 Wed, 22 May 2013 16:59:48 GMT Z AMEX SPG目前不能免年費 去年有第一年免費+15000 SPG 所以還是申請AMEX Personal Gold好 免費又有~$400的點數 Reply by Je, Wednesday, May 22, 2013, 14:52:

http://tinyurl.com/jerryamexgold

]]> http://www.kwcg.ca/forum/index.php?id=185888 http://www.kwcg.ca/forum/index.php?id=185888 Wed, 22 May 2013 14:52:48 GMT Je 年费能免吗 Reply by Qi, Tuesday, May 21, 2013, 23:44:

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]]> http://www.kwcg.ca/forum/index.php?id=185788 http://www.kwcg.ca/forum/index.php?id=185788 Tue, 21 May 2013 23:44:08 GMT Qi 不是什么钓鱼广告. 只不过是谁如果申请了卡, 提供链接的人会拿到referral bonus, 但是申请卡的人也比从AMEX 的官网直接申请多拿bonus points. Reply by 老高, Saturday, May 18, 2013, 10:55:

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]]> http://www.kwcg.ca/forum/index.php?id=185395 http://www.kwcg.ca/forum/index.php?id=185395 Sat, 18 May 2013 10:55:19 GMT 老高 是有人拿到35k, 但没准. 用同样的链接申请,有的人拿到35k 有的人拿到20k. Reply by K, Friday, May 17, 2013, 10:44:

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]]> http://www.kwcg.ca/forum/index.php?id=185262 http://www.kwcg.ca/forum/index.php?id=185262 Fri, 17 May 2013 10:44:52 GMT K 年费120。 21000 SPG 点值$600以上，而且所有消费都挣 1 SPG point/dollar, 相当于3%回报率， 所以很值。 Reply by 好卡, Thursday, May 16, 2013, 13:46:

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]]> http://www.kwcg.ca/forum/index.php?id=185056 http://www.kwcg.ca/forum/index.php?id=185056 Thu, 16 May 2013 13:46:00 GMT 好卡 annual fee? Reply by K, Wednesday, May 15, 2013, 15:42:

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]]> http://www.kwcg.ca/forum/index.php?id=184903 http://www.kwcg.ca/forum/index.php?id=184903 Wed, 15 May 2013 15:42:27 GMT K American express 的 SPG　信用卡也很好。现在送给新申请SPG卡的人21000点.你可以用这两万多玩点换成5晚 4 star Hotel. 你需要从我提供的连接申请才可拿到21000 SPG点(如果从Amex 网站直接申请只能拿10k bonus points) Reply by 好卡, Tuesday, May 14, 2013, 15:29:

Amex SPG卡申请链接
https://www.americanexpress.com/canada/en/mgm/mgmeeApplynow.cgi?mgmerCard=starWGCreditCard&CPID=999999371&MGM_URN=AAAAEgIWHxcJDw%3D%3D

SPG 点特别值钱。这么好的酒店一天只要3000点，而且税费全包括在里面：
http://www.starwoodhotels.com/preferredguest/property/overview/index.html?propertyID=3088

]]> http://www.kwcg.ca/forum/index.php?id=184675 http://www.kwcg.ca/forum/index.php?id=184675 Tue, 14 May 2013 15:29:57 GMT 好卡 manlondon 又穿着马甲上阵了。我看就你发的链接有问题。:-D 简直是不害臊到极点。 Reply by 真露骨, Monday, May 13, 2013, 17:32:

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]]> http://www.kwcg.ca/forum/index.php?id=184494 http://www.kwcg.ca/forum/index.php?id=184494 Mon, 13 May 2013 17:32:40 GMT 真露骨 manlondon 又穿着马甲诬蔑人来了:-D Reply by 马甲真多, Monday, May 13, 2013, 16:57:

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]]> http://www.kwcg.ca/forum/index.php?id=184481 http://www.kwcg.ca/forum/index.php?id=184481 Mon, 13 May 2013 16:57:31 GMT 马甲真多 第二，三楼贴里的链接有问题 Reply by 7, Monday, May 13, 2013, 16:40:

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]]> http://www.kwcg.ca/forum/index.php?id=184476 http://www.kwcg.ca/forum/index.php?id=184476 Mon, 13 May 2013 16:40:10 GMT 7 lz转贴的吧，有些东西没说到点上，比如chase marriott，因为没有外币转换收费，所以适合外币消费 Reply by 很难说什么信用卡最好，还和你的消费习惯有关系, Monday, May 13, 2013, 16:39:

我最喜欢的是返现，所以我的组合是scotiabank visa infinite(买菜加油4%，周期账单和药房2%，其他1%)+mbna rewards travel(所有消费一概2%)+costco trueearnings(餐馆3%)

]]> http://www.kwcg.ca/forum/index.php?id=184475 http://www.kwcg.ca/forum/index.php?id=184475 Mon, 13 May 2013 16:39:55 GMT 很难说什么信用卡最好，还和你的消费习惯有关系