房贷1年2年固定及5年浮动均为2.25% 中文直线 1-855-834-4688

London Life 房贷专家为阁下提供优惠利率（注：London Life所有产品包括房贷，Broker或本公司以外的人士绝不可代理，如果从非正规途径拿到或者对外公布本公司利率的我们将保留法律追究的权利，特此声明！）

1年固定2.25%

2年固定2.25% (hot!!!)

3年固定2.69%

4年固定2.79%

5年固定2.94%

5年浮动P-0.75=2.25% （hot!!!)

CALL 416-888-9161(cell)

1-855-834-4688 (cell)

office905-660-9414 ext.352(please do not leave the message)

当您的理财保障顾问CAROLNIE向您展示如何把房屋贷款纳入理财保障计划之后，我便会就您的情况提供适合的房屋贷款方案（上诉顾问代表伦敦理财伦敦人寿保险公司属下部门）Marina Macdougall房屋贷款规划专家

Rates are provided for information purposes only and are subject to change at any time.

Standard mortgage，可加速还款（每年可多还15%同时也可每月双倍加速还款）

无申请费，无手续费，无任何隐含费用，包房子评估费，申请下来的房贷如果达不到您的要求您可以随时取消和我们的申请，客人不承担任何费用。房贷到期可转走。说道做到，本着好的产品和诚信服务广大华人社区

At the time of application we cover all fees for our clients including appraisal (if needed). There are no application fees/broker fees etc.

London Life’s mortgage is a standard mortgage and not a collateral charge.

London Life is part of one of Canada’s largest financial services organizations. London Life is a subsidiary of The Great-West Life Assurance Company. Together, Great-West and its subsidiaries – London Life and Canada Life – serve the financial security needs of more than 12 million people across Canada and have $218 billion* in consolidated assets under administration. Our publicly-traded parent company is Great-West Lifeco Inc.

In addition to its domestic operations, London Life participates in international markets through London Reinsurance Group Inc., a supplier of reinsurance in the United States and Europe. London Life, Great-West and Canada Life are members of the Power Financial Corporation group of companies.

Our organization chart provides more detail

Ratings

London Life has received strong ratings from major rating agencies.

Our current ratings:

table start

Rating Agency

Measurement

Rating

A.M. Best Company

Financial Strength

A+

DBRS Limited

Claims Paying Ability

IC-1

Fitch Ratings

Insurer Financial Strength

AA

Moody’s Investors Service

Insurance Financial Strength

Aa3

Standard & Poor’s Ratings Services

Insurer Financial Strength

London Life has been in the mortgage lending business for more than 135 years. Financing a home may be the biggest financial decision you ever make. Use our expertise to your advantage—we’ll help you make the right decisions

Mortgage Payment Options

We offer payment options to fit every budget. You can save thousands of dollars in interest and pay your mortgage off sooner by simply increasing the frequency of your mortgage payments.

In most cases, choices can include:

· Monthly

· Semi-monthly

· Accelerated bi-weekly

· Accelerated weekly

Use our payment calculator to discover which option best fits your needs.

Selecting an Amortization Period

In many cases, you can select an amortization period of up to 30 years. Although a 25-year amortization period is a common choice, it’s not your only choice. A shorter amortization period can save you interest costs.

Prepayment Privileges

Use our payment calculator to see how our prepayment privileges can save you money over the life of your mortgage.

Double-up payments: Pay twice your regular mortgage payment on any payment date. This surplus is applied directly against the principal balance of your mortgage and saves interest costs.

Increase payments by 15%: Once each calendar year, you can increase your regular mortgage payment by up to 15%. This saves you interest and helps you build up home equity faster.

Annual payment: Pay up to 15% of the original principal balance in a lump sum, once annually.

For example, on a $100,000 mortgage:

table start

Payment

Interest Paid

Interest Savings*

Mortgage Free

Regular payments

$894.49/month

$168,347

$0

25 years

Increased payments

$1,200/month

$ 68,334

$ 100,013

11 years,
9 months

Annual payment

$15,000 at end of first year**

$85,942

$82,405

16 years

table end

* Savings assume interest of 10% for 25 years
** Regular payments of $894.49 continued after annual payment

Amounts shown are approximations only and are intended solely for educational purposes. Please consult with a London Life Mortgage Planning Specialist to see how our different payment options might fit your budget. Actual mortgage applications are subject to approval and London Life lending criteria.