滑铁卢华人, 水城百事论坛

RIM至少有1/3以上的人比这舒服？

Sat, 25 Feb 2012 08:59:34 GMT

Reply by 。, Saturday, February 25, 2012, 08:59:

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每个月一百多，不到２００，可是加上地税 (400-800 ) ?，水电气(200- 300 ?)，电话网络(100- 200 ?)，汽车房屋保险(200-300?)，小孩子的费用, 除去小孩开销也就1000-1500左右？小孩可高可低，没谱，汽车可以加上还贷款（如果是好车的话，多一点，但是这是你选择，不应该作为过得不好的证据）。

没那么惨 — Sat, 25 Feb 2012 08:58:37 GMT

Reply by 没那么惨, Saturday, February 25, 2012, 08:58:

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感觉还是没有钱，按理说７，8万已经不少了，可是还是这省那省的，我的猫给鸡已经还的差不多了，现在每个月一百多，不到２００，可是加上地税，水电气，电话网络，汽车房屋保险，小孩子的费用，TNND，挣来得还没看暖和就交出去了，这里的生活水平还是不行。

家庭收入１０w的人 — Sat, 25 Feb 2012 08:45:43 GMT

Reply by 家庭收入１０w的人, Saturday, February 25, 2012, 08:45:

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T4上哪一条是你交的税?????我怎么没有看到??? 如果有数字的话,应该有个号码对应的,请告诉我是哪个???

T4A — Fri, 24 Feb 2012 23:00:22 GMT

Reply by T4A, Friday, February 24, 2012, 23:00:

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八万女根据常理要交更多的税，一般说来她先生挣钱更多，很难找到什么东西来抵税

哈哈 — Fri, 24 Feb 2012 15:57:14 GMT

Reply by 哈哈, Friday, February 24, 2012, 15:57:

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这个是对8万男？8万女有不同待遇吗？

:-D — Fri, 24 Feb 2012 15:35:30 GMT

Reply by :-D, Friday, February 24, 2012, 15:35:

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10点到办公室，5点走？记住这儿一般午饭时间算在工作时间之内

其他时间不用想公司的事情？ — Fri, 24 Feb 2012 14:38:56 GMT

Reply by 其他时间不用想公司的事情？, Friday, February 24, 2012, 14:38:

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我也是每天工作7小时，关键是没什么压力

工资低些 — Fri, 24 Feb 2012 14:27:03 GMT

Reply by 工资低些, Friday, February 24, 2012, 14:27:

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这个表告诉你八万男的税交的和一般人不一样

。。 — Fri, 24 Feb 2012 14:11:06 GMT

Reply by 。。, Friday, February 24, 2012, 14:11:

Ontario (ON)
Personal Income Tax Brackets and Rates Before Surtax
2012 Taxable Income 2012 Tax Rates 2011 Taxable Income 2011 Tax Rates
first $39,020 5.05% first $37,774 5.05%
over $39,020 up to $78,043 9.15% over $37,774 up to $75,550 9.15%
over $78,043 11.16% over $75,550 11.16%
Ontario (ON)
Combined Federal & Provincial Tax Rates Including Surtaxes
2012 Taxable Income 2012 Marginal Tax Rates 2011 Taxable Income 2011 Marginal Tax Rates
Other
Income Capital
Gains Canadian Dividends Other
Income Capital
Gains Canadian Dividends
Eligible
Dividends Non-Eligible
Dividends Eligible
Dividends Non-Eligible
Dividends
first $39,020 20.05% 10.03% -1.89% 2.77% first $37,774 20.05% 10.03% -3.93% 2.77%
over $39,020 up to $42,707 24.15% 12.08% 3.77% 7.90% over $37,774 up to $41,544 24.15% 12.08% 1.85% 7.90%
over $42,707 up to $68,719 31.15% 15.58% 13.43% 16.65% over $41,544 up to $66,514 31.15% 15.58% 11.72% 16.65%
over $68,719 up to $78,043 32.98% 16.49% 14.19% 17.81% over $66,514 up to $75,550 32.98% 16.49% 12.50% 17.81%
over $78,043 up to $80,963 35.39% 17.70% 17.52% 20.82% over $75,550 up to $78,361 35.39% 17.70% 15.90% 20.82%
over $80,963 up to $85,414 39.41% 19.70% 19.88% 23.82% over $78,361 up to $83,088 39.41% 19.70% 18.32% 23.82%
over $85,414 up to $132,406 43.41% 21.70% 25.40% 28.82% over $83,088 up to $128,800 43.41% 21.70% 23.96% 28.82%
over $132,406 46.41% 23.20% 29.54% 32.57% over $128,800 46.41% 23.20% 28.19% 32.57%

Marginal tax rate for dividends is a % of actual dividends received (not grossed-up amount).
Marginal tax rate for capital gains is a % of total capital gains (not taxable capital gains).
Marginal tax rates above do not include the Ontario Health Premium, which increases the above rates by up to 1.2%
ON Surtaxes
2012 2011
ON surtax rate (included in above rates) 20% 36% ON surtax rate (included in above rates) 20% 36%
Surtax is on ON tax greater than $ 4,213 $ 5,392 Surtax is on ON tax greater than $ 4,078 $ 5,219
Person with only basic personal amount - surtax starts at taxable income of $ 68,719 $ 80,963 Person with only basic personal amount - surtax starts at taxable income of $ 66,514 $ 78,361
Note that the 36% surtax is in addition to the 20% surtax, for a total surtax of 56%.

ON Basic Personal Amount
2012 Tax Rate 2011 Tax Rate
$9,405 5.05% $9,104 5.05%
Federal Basic Personal Amount
2012 Tax Rate 2011 Tax Rate
$10,822 15.00% $10,527 15.00%

no, I am not. but i fill up tax return by myself every year, so I know it little bit more.

:-) — Fri, 24 Feb 2012 13:20:59 GMT

Reply by :-), Friday, February 24, 2012, 13:20:

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are you a CGA or CA? Looks like you know quite much about tax.

BT — Fri, 24 Feb 2012 12:36:54 GMT

Reply by BT, Friday, February 24, 2012, 12:36:

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T4上不是你应该交的税，是公司代扣的，具体要交多少税是以报税表为准。如果配偶不工作有一定减免，但是daycare就不能减免了。所以说，打工族在正常情况下几乎是不可能的。除非你还有什么特殊情况。

:-) — Fri, 24 Feb 2012 11:46:52 GMT

Reply by :-), Friday, February 24, 2012, 11:46:

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可能有些事情你没有说清楚，譬如配偶不工作，有caregiver等等？不然8万交1万6几乎吃不可能的，回头找到今年的报税规定表贴出来看看就知道了

Fri, 24 Feb 2012 11:32:19 GMT

Reply by 。, Friday, February 24, 2012, 11:32:

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T4上写着扣1万6的税，如果不买RSP，只需补交几百块钱。为什么说是找乐？你们的T4上扣多少？

T4 — Fri, 24 Feb 2012 07:08:07 GMT

Reply by T4, Friday, February 24, 2012, 07:08:

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水城啥都缺，就不缺...

牛人 — Thu, 23 Feb 2012 21:57:59 GMT

Reply by 牛人, Thursday, February 23, 2012, 21:57:

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不管谁报税，不做假的情况下，你要是生意，开销之外收入10万，直接就有10几% 到20% 的税率，然后如果把这些钱发给自己，还有divident的税率，最后算下来不比打工税率低多少，romney税率低，是因为他都是投资收入，相对于直接是divident的税率，

没有交公司税 — Thu, 23 Feb 2012 12:00:04 GMT

Reply by 没有交公司税, Thursday, February 23, 2012, 12:00:

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什么情况？谁给你报的税？

你该不是找乐子呢吧 — Thu, 23 Feb 2012 10:37:35 GMT

Reply by 你该不是找乐子呢吧, Thursday, February 23, 2012, 10:37:

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我也差不多8万，怎么只扣1万6的税？

不公平 — Thu, 23 Feb 2012 07:11:40 GMT

Reply by 不公平, Thursday, February 23, 2012, 07:11:

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9万，他都做成expense了？只要给自己发钱，不管是divident还是工资，结果是一样的，关键是要能做出expense，这个乱作是要被，要罚款的，我的税率比他高太多了，看来需要向他学习

如果他不会被税务局查的话 — Thu, 23 Feb 2012 00:34:59 GMT

Reply by 如果他不会被税务局查的话, Thursday, February 23, 2012, 00:34:

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我觉得差挺多。我不到8万，要交近3万的税。我弟弟在多伦多做自雇，一年真实收入近9万，才交9000税，虽然压力大，没有假期，没有福利，没有RRSP match, 比打工强。

renren — Thu, 23 Feb 2012 00:12:48 GMT

Reply by renren, Thursday, February 23, 2012, 00:12:

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