一款适合自雇人士的保险

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Benefits of RBC Simplified Disability Insurance            
                                    
An accident or illness can happen when you least expect it, leaving you unable to work and earn money. Losing your ability to work could also mean losing the lifestyle you’ve created.
If you need disability insurance coverage or want to add on to coverage you have through a group health insurance plan, consider RBC Simplified Disability Insurance. It’s a simple and affordable way to help protect your income if you become injured or ill。 Choose from two options: injury-only (due to an accident) or injury and sickness (which covers a broad spectrum of illnesses).
                        

• Affordable: Premiums start as low as $10.50 per month for injury-only coverage.
• Easy: Apply online in as little as 15 minutes.
• Flexible: Choose a monthly benefit of $500, $1,000 or $1,500 (75% of your gross monthly income is the maximum). You can receive this monthly benefit for up to two years if a covered illness or injury completely prevents you from working.
• No Medical Exam: Answer just a few basic questions to apply for both injury and sickness coverage. You can also receive injury-only coverage if you do not qualify for sickness coverage.
• Portable: Unlike coverage you may have through your employer, you can keep your policy if you change jobs.
• 30-Day Review Period: Take 30 days to review your policy. If you change your mind during that time, we will give you a full refund and cancel your policy.
  

Is this plan right for you?                        
You can apply for RBC Simplified Disability Insurance if you’re age 18 to 55, you’re a Canadian citizen or permanent resident/landed immigrant, and you work at least 30 hours per week. It’s ideal for self-employed individuals, contract workers, subcontractors, part-time or seasonal workers, and those who want more coverage than what’s provided by their group plan.